Take advantage of an 85% cash-out refinance Need some financial flexibility? Sierra Pacific Mortgage is here to help. Tap into your home’s equity using our enhanced cash-out refinance with a maximum 85% loan-to-value. Here's an example of how this program works: Existing Mortgage Balance: $300,000 Estimated Current Home Value: $500,000 Replacement Loan Amount: $400,000 Cash back after Refinancing: $100,000 A few of the benefits of a cash-out re