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My Momma Always Told Me to Shop Around

Did you know when you apply for a mortgage, lenders pull your a credit report?

Having multiple credit pulls from shopping around for a home loan can potentially have a negative influence on your credit score-- But not with Sierra Pacific's Sierra First.

First, we begin by asking you a few questions, (in order to protect you and your credit score,) but that’s when the magic begins! Once we have a roadmap to work from, we'll be able to offer you the right mortgage solutions for your needs/goals.

Sierra Pacific Mortgage wants to help you shop around for that best rate-- which is why we invented Sierra First. We're confident in our ability to offer clients competitive rates all at unbeatable customer service.

The best part of Sierra First is that its confidential, fast and free! (And Momma approved!)

Plus, if you decide to move forward with a loan, we will help you complete a full, secure application. Better yet, we may be able to provide a full loan approval in one day!*

The nice thing about Sierra First is that you can compare the rate your bank is giving you with Sierra Pacific's rates. We're a company that cares about our clients needs- and here's the proof: Read our past client reviews and testimonials here.

*One day loan approvals are only available on conventional loans with FNMA.

Don't Let A Low Credit Score Limit You

If you’re like many Americans who’ve struggled in recent years through a tough economy, your credit may look less than perfect. It’s also happened to so many of our customers- A missed payment here or there; a past loan default or other financial miscalculation. And all these things can negatively affect a person's credit score.

Don't worry; At Sierra Pacific Mortgage, we're pleased to offer expanded credit guidelines for FHA applicants as well as VA loans (for qualified military members) so you can better overcome any low credit score challenges.


If you're shopping for a home in Nevada, California, Colorado, Arizona or Texas, but are not sure where to begin, give me a call and get a free mortgage quote. I'll help you determine the amount of home you can afford.

Our team's dedication to helping our clients prove how we stand out from our competition. Read our past client reviews and testimonials here.


I can help determine if a cash-out refinance makes sense for you. Please contact me today.

Franco Manueli

Branch Manager & Residential Mortgage Loan Originator

NMLS #332420

2580 St. Rose Pkwy., Suite #230

Henderson, NV 89074

Office: (702) 420-2250

Fax: (855) 689-6691



Some products and services may not be available in all states. Programs, rates, terms, and conditions are subject to change without notice. Subject to verification of borrower qualifications, property evaluations and credit approval. Terms and conditions apply. This is not a commitment to lend and not all borrowers will qualify. Sierra Pacific Mortgage Company, Inc. may not be the lender for all products offered. Some loans may be made by a lender with whom Sierra Pacific Mortgage has a business relationship. Sierra Pacific Mortgage Company, Inc. NMLS #1788. Nevada Commissioner of Mortgage License #3268. Additional license info available at: Equal Housing Lender.

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