Sierra Pacific Mortgage Company, Inc. | Company NMLS #1788

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July 10, 2019

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Sierra Pacific Mortgage's Las Vegas Office Presented with $100M award

April 10, 2018

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Featured Posts

Nevada Down Payment Teacher Program Extended (Again!)

April 5, 2019

This program now good through December 31, 2019

 

Teachers make it their life’s work to educate young minds. That is why the Nevada Housing Division has created Home Is Possible For Teachers. 

 

This homebuyer program is like "extra credit" for teachers who help make Nevada a great place to live!

 

Check out the program benefits and requirements:

 

Key Benefits:

  •  $7,500 in bonus money

  •  Usable for down payment and closing costs

  •  Forgivable after five years (if you stay in your home)

  •  Below-market fixed interest rate 30-year loan

  •  Statewide program

  •  No first-time homebuyer requirement

  •  Can be combined with the Mortgage Credit Certificate (MCC) program with program fees discounted

Program Requirements:

  •  Borrower may not own property at the time of closing

  •  Must be a licensed full-time K-12 public school classroom teacher in Nevada

  •  Qualifying income below $98,500

  •  Home price below $484,350

  •  Minimum credit score of 660 for FHA / 640 for VA, USDA

  •  Government insured loans only (no conventional loans)

  •  Teacher must live in home as primary residence

  •  Homebuyer education course required

  •  Must meet standard underwriting requirements

  •  One-time fee of $675 on first mortgage

If you're a teacher in Nevada, give me a call to see if this program could benefit you!

 

Our team's dedication to helping our clients prove how we stand out from our competition. Read our past client reviews and testimonials here.

#HomeIsPossibleForTeachers

 

Franco Manueli

Branch Manager & Residential Mortgage Loan Originator 

NMLS #332420

2580 St. Rose Pkwy., Suite #230

Henderson, NV 89074

Office: (702) 420-2250 

Fax: (855) 689-6691

franco.manueli@spmc.com

Some products and services may not be available in all states. Programs, rates, terms, and conditions are subject to change without notice. Subject to verification of borrower qualifications, property evaluations and credit approval. Terms and conditions apply. This is not a commitment to lend and not all borrowers will qualify. Sierra Pacific Mortgage Company, Inc. may not be the lender for all products offered. Some loans may be made by a lender with whom Sierra Pacific Mortgage has a business relationship. Sierra Pacific Mortgage Company, Inc. NMLS #1788. Nevada Commissioner of Mortgage License #3268. Additional license info available at: www.nmlsconsumeraccess.org. Equal Housing Lender.

 

 


 

 

 

 

 

 

 

 

 

 

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