Mortgage Loans Made Simple
Based in Las Vegas, Nevada serving buyers and homeowners nationwide in 49 states
Lending partner: Envoy Mortgage (NMLS #6666)
Mortgage guidance with clear next steps
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Personalized mortgage options—tailored to you
At Envoy Mortgage, we’re all about people—not call centers. With licensing coverage across 40 states, we help buyers, homeowners, and investors choose a loan strategy that fits the goal, the timeline, and the budget. Whether you’re buying your first home, using VA benefits, exploring FHA options, or looking for down payment assistance, we’ll walk you through the best path forward—without the maze.
Services We Offer
Get a Pre-Approval Letter
Need a pre-approval letter to start shopping with confidence? We’ll help you get organized, review your numbers, and issue a strong pre-approval when documentation is complete—so you can move quickly when the right home shows up.
Loan Programs & Options
Conventional, FHA, VA, USDA, jumbo, down payment assistance, renovation, and more. We’ll help you compare options, understand tradeoffs, and pick the program that fits your goals—not just the one that looks best on paper. We can also broker to additional approved lenders when it benefits the borrower
Mortgage Planning & Resources
Buying or refinancing doesn’t need to feel like a pop quiz. Use our guides and tools to estimate payments, compare scenarios, and understand the process before you commit.
Team Franco is now part of Envoy Mortgage, combining the personalized service and local mortgage expertise our clients know and trust with the resources, technology, and lending capabilities of a nationally established mortgage company.
Founded in 1997, Envoy Mortgage is committed to making home financing clear, efficient, and as stress-free as possible.
Based in Las Vegas, Nevada, Team Franco helps homebuyers, homeowners, and real estate investors in Las Vegas, Henderson, throughout Nevada, and across the states we serve with purchases, refinancing, second homes, and investment properties. We offer a wide range of mortgage options, including Conventional, FHA, VA, USDA, Jumbo, and specialty loan programs.
You’ll get personal guidance from real mortgage professionals, along with a modern digital process that makes it easy to securely submit documents, stay informed, and keep your loan moving forward.
What You Can Expect
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Clear numbers: Straightforward explanations of payments, costs, rates, and options
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Proactive communication: Regular updates throughout the mortgage process
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A dedicated team: Guidance from application through closing
Relationships first. Clear answers. Smart mortgage solutions.
With Team Franco and Envoy Mortgage, you get personal service backed by the resources of a national lender—helping you move from “Are we ready?” to “We’ve got the keys.”
Mortgage Guidance with Experience, Technology & a Personal Touch
1997
Year Established
49 States
States Licensed In
Secure/Digital
Securely Apply Online
Local & Nationwide
Local guidance with nationwide coverage
Meet Our Team, Hear from Past Clients or Connect with Us
About Me
Buying a home (or refinancing one) is a big decision—so you deserve a team that answers questions clearly and stays proactive. Team Franco is here to guide you from first conversation to closing with step-by-step clarity: reviewing income, credit, assets, and property details, explaining loan options, and keeping timelines on track.
Whether you’re a first-time homebuyer, moving up, purchasing a second home, or financing an investment property, you’ll get a straightforward plan and a dedicated point of contact—so you’re not stuck repeating your story to five different departments.
2022 Experience.com Award for Top 1% Loan Officer
Reviews & Testimonials
Mortgage decisions come with a lot of noise. Client reviews cut through it. We take pride in helping borrowers feel informed, supported, and confident—especially when deadlines are tight and emotions run high.
Read verified feedback on communication, responsiveness, clarity around costs and monthly payments, and the overall loan experience—from application through closing. If you’re comparing lenders, this is where you’ll see what clients say about working with Team Franco.
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2023 & 2024 Best of Las Vegas Award for Mortgage Agents
Awards & Recognition
Recognition matters when it reflects what actually impacts your outcome: service quality, follow-through, and client satisfaction. Team Franco has been recognized through platforms like Experience.com and local publications for strong performance and borrower experience.
Awards don’t close loans—details do. But consistent recognition is a signal that the process is handled with care, accuracy, and urgency. If you’re comparing lenders, these highlights give you an extra data point beyond rates and fees.
2024 Expertise.com Best Mortgage Broker in Henderson
Connect With Us
Have a quick question? Want to run scenarios before you apply? Reach out and we’ll help you choose the best next step—whether that’s a pre-approval, a refinance analysis, or exploring cash-out refinance options.
Common questions we can answer quickly:
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What’s the difference between pre-qualification vs. pre-approval?
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What documents do I need to get pre-approved?
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How much down payment do I need (Conventional / FHA / VA)?
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About how long does it take to go from application to closing
You can also stay connected for updates, mortgage tips, and community news. Find us on Experience.com, Google, Zillow, Yelp, and Facebook.
Free Mortgage Quote
What Can We Help You with?
Whether it’s your first home, a second home, an investment property, or a refinance, Envoy Mortgage makes the process straightforward. Request a free, no-obligation quote that’s quick, private, and responsive. Choose the option below that fits your needs.