33+ years of


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Jennifer J.


Franco, Nicole, and Sol all personally reached out to me almost immediately! My time frame is out a few months, but Nicole was unbelievably kind by listening to me, giving me some helpful tips, and even emailing me some additional information. Sol was very informed, encouraging, and promised to keep in touch. I look forward to working with Sierra Pacific Mortgage team in the near future! And I encourage everyone who's looking for a mortgage company that will make you feel like you matter, to give SPM a call too!

Thomas J.


I highly recommend Sierra Pacific Mortgage. The regional branch manager Franco Manueli and his team are true professionals in every sense of the word. They are all extremely knowledgeable. I have dealt with them several times. It has always been a pleasure.

Rob C.


Sierra Pacific Mortgage has been working with me for 6months and has always been In contact with me about financing a home, and their communication is always been helpful to get to that next step in my life.

Eiliecer C.


I'm very happy. Bing out of state I thought the process went very well. The interest rate could always be better (I was hoping for a negative interest rate! LOL). 

Franco, Nichole and the rest of the team were professional, polite and courteous. Interestingly enough, I found them through Yelp. I found a home and with their assistance they helped me get the loan. I'm very happy with me bing out of state, I'm quite content.

Kathryn T.


Thank you Franco and your entire team! My second experience with Sierra Pacific Mortgage was just as professional and easy as my first experience with you. I highly recommend Franco and his team! Their expertise can’t be beat!

Kathy H.


Franco and his whole team were amazing from the initial refinancing inquiry to the loan funding. The process was so streamlined that it was done in less than a month. Their quick responsiveness made you feel like you were their only customer. A special think you to Kelley, Loan Processor, she's very knowledgeable, warm and friendly. Honestly the whole team was simply awesome. We would highly recommend them for your mortgage needs.

Thank you Franco and your Team!!

Kristin B.


Franco and his team helped me buy the cutest condo! My purchasing situation was rather unique but everyone was extremely helpful and patient. Communication was super prompt as well.

Mark D.


Franco Manueli was a tremendous help in the entire process and assisted me beyond my expectations. He was knowledgeable, very courteous and professional in all areas.  I would recommend Sierra Pacific Mortgage to anyone in the market.

Bob P.


Franco and his associates did a fantastic job guiding us through the home purchase process. This was very valuable as we did not use a broker for this purchase. Would not hesitate to call on Sierra Pacific for any other home purchase in the future.

Melissa H.


I was refinancing my home through a different company and had a friend who is a realtor look at the closing costs for me.   He felt they were too high and referred me to Franco at Sierra Pacific.  I am totally impressed with the service.  Franco called me at about 7pm and went over the options with me and everyone on his staff was very fast and professional.  Any issue I had was handled right away no matter what time it was.  I will be contacting him directly if I ever decide to purchase a new house or any other services he offers.

Daniel V.


Awesome company to work with!

Robyn O.


This is my second time working with Franco and his team and honestly, I wouldn't choose any other company.  Sure you can always find mortgage providers, but not with this sense of attention and customer service.  Franco and his team always respond quickly to my emailed questions and concerns, often within 12 hours, even on the weekend.  There is no comparison!  As a repeat customer, I would never turn to another mortgage provider because of their strong and reliable attention to the customer.  Thank you again for making the process as easy as possible and minimizing stress and strain on our family life...even when the mortgage process is never really stress free.

Randy F.


What a fantastic job!  Franco was always available whenever we had a question.  I would recommend Sierra Pacific Mortgage to anyone who is in the need for a loan.  I have been through the mortgage process many times in the past and this was the best experience I have ever experienced:)

Jeremy B.


Sierra Pacific Mortgage is simply the best. They have stuck with me for well over a year as homes got bought out from under me and a job relocation happened. Franco and his team worked tirelessly to help my wife and I realize this dream. I am almost a little sad for the process to be over because SPM has become family to me and my wife. I would recommend them to anyone. They can help get you in a home everytime!!!!! Thanks Franco and Team

Shimi T.


We just bought a house in Las Vegas, NV. Mr. Franco Manueli of Sierra Pacific Mortgage and his team have orchestrated the entire refinance process professionally and in a timely manner. The timely response and fairness were highly appreciated. I strongly recommend Franco and Sierra Pacific for the competitive rates and professional handling. Thank you Franco!

Star J.


This is our second time buying a home using Sierra Pacific Mortgage. Franco, Nichole and the rest of this amazing team made everything as easy and stress free as possible. We had difficulties with our realtor and the sellers realtor, but Franco was there to save us! He is very knowledgeable and answered all of our question. Franco even reviewed all of our contract documents between the seller and us. They really went above and beyond to help look out for our best interest. We will definitely be using them again in the future. Thank you for making this dream of ours come true.

Nicholas L.


On behalf of myself, my wife, and children, I want to express our sincere gratitude to Franco, Nicole, and the rest of his incredible team at Sierra Pacific Mortgage for helping us purchase our first home in Las Vegas, Nevada. We had a bad experience with a previous lender therefore we weren't expecting much when we contacted Sierra Pacific Mortgage. To say that I'm glad I was wrong is an understatement. Franco's team was so adamant about helping us out that they customized a mortgage solution that previous lenders were either incapable or unwilling to produce. They were responsive to e-mails and calls, professional, and, most importantly, they delivered on all promises. Thank you for helping us achieve the American dream of owning a home!

Rich A.


We cannot recommend Franco & his team highly enough. He was responsive, communicative and extremely knowledgeable.  Anyone in need of a top-flight mortgage broker should search no further.  Franco has a detail driven mind-set, with the client's best interest at the topping his list. 

Background: We needed a lender who could navigate us thru the complications of being small business owners and the some challenges in obtaining a loan.  

Result: We're happy to report that he and his team came thru for us, and now we're just waiting to close on our purchase.

He and his team are extremely professional and we would welcome the opportunity to work with him again and will do.

You have customers for LIFE! whether it's a refi or another home purchase down the road.

Thank you TEAM FRANCO :)

Rich & Larry

Kris M.


I have purchased many homes and this was absolutely the best experience I've ever had. We were moving out of state and Franco hooked us up with a Realtor that did a fantastic job. Then, when we put an offer in on our new house, he spoke directly with the sellers agent which more than solidified getting our offer accepted. Insanely fast replies and concise instructions on what he needed from us to get the deals done quickly. And he and his amazing team knocked out my VA loan with docs ready in TWO WEEKS!  Moving across states is stressful enough and it was such a relief knowing Franco had our back 100% through everything. 

Thank you!

Kameron H


Franco and his team are superb!! My husband and I have never experienced this level of service from a lender. The knowledge and professionalism from Franco and Jen far exceeded our expectations, and they were on time with everything, costs were on point, I can't express how amazing he is!! We will recommend to everyone!

Yasser M.


No exageragtion, Sierra Pacific Mortgage officers practice magic and can do miracles! By any one's standards, they closed my loan and funded it in ONLY TWO WEEKS! My loan was very complicated and the only way to do it would usually be hard money (private lenders who charge points and very high -over 10%- interest rates) and I was going that direction. A while back I had contacted Sierra to get pre approved and shop for a deal and I knew then they could close in three weeks. I really wanted to save the private loan high cost so I picked up the phone and talked to Jennifer Phillips. I thought it wouldn't hurt to ask. She asked me to send some recent documents to update my file and next day she said she could do it. You see, I was onto a deal and to get it I had to close in just two weeks. It was NOT straight forward as I was getting the property in what they call double closing. Well, Jen got to work and got her colleague Nichole and the office manager Franco all involved to close in the two weeks. Due to how often they would communicate with me, I felt I was their only client and they had nothing to do except for my loan. Even Franco would text me from his private cell phone late after hours! I still had doubts and covered my bases and got a hard money lender standing by ready to close the deal. We were supposed to close on a Friday and I couldn't believe it when they told me they were ready to close on Wednesday PM!!!!! There were many complications regarding the double closing documents, mandatory disclosures, and wait periods and I was amused. I still couldn't believe it until my title company told me they were funded and I was officially the new house owner. Including my realtor, the seller and his attorney, no one really believed they would close but the did! And two days earlier! Bottom line, these guys are the best. Call Jen let her get you pre preapproved and if she tells you she can close, rest assured she will and on or before the time frame she'd give you. Thank you so much Jen, Nichole, Franco, and every one on the Sierra Pacific team.

Tori F.


The best out there. Franco and his team go above and beyond any lender I as a real estate agent have seen work with my clients. I refer all my clients to Franco so I know the transaction will be handled promptly, efficiently, and with care. The level of communication and professionalism they show throughout the transaction has not been matched. They recently closed my own personal home loan for my husband and I in two weeks flawlessly. Highly recommend. Thank you Franco and Jen for you hard work and always being a pleasure to work with.

Tine P.


We just recently closed on a house and Sierra Pacific Mortgage (Franco, Jen, and their whole team) were with us throughout the entire process. I was amazed at how friendly and knowledgeable they are. I felt Franco and Jen's sincere desire to help my mom and I in getting our home. Thank you very much. There was never an instance (despite having so much questions) where I felt I was being a bother. 

I remember, it was already after business hours and we were having issues with the house seller. Franco was immediately on it; answering the questions/concerns of the house seller regarding our loan etc. I felt Franco went above and beyond and as such we were able to close on our home at an earlier time. I never once felt, unlike with other home loan companies, that I was just simply a business transaction that needed to be done with; with Franco, Jen, and their team, I felt their sincere desire to help us all throughout the process. Thank you.

Suzan T.


Woohoo! Thank you Franco, Jen and the entire team. Awesome people to work with. They are very knowledgeable and are on top of every situation that arises while going through the process of buying a home. They listen and understand their client's needs and make great efforts to make the process of buying a home easy. We highly recommend them to anyone who is interested in buying a home. 

Jeffery B.


I was referred to Franco and his team by their office in the Northeast, as I was planning a cross country move. I was figuring it would be an issue trying to coordinate things, as I was 2500 miles away and I needed things complete in less than 5 weeks for the closing. I couldn't have been more wrong. The team was super thorough and responsive and assured me we'd get things done, with time to spare. The closing went as smooth as possible, thanks to all the hard work of Franco and his group. I would recommend SPMC to anyone I know with confidence that they'd be taken care of as I was.